Latest News About UK to charge interest on ISA cash from 2027

The UK tax authority HMRC will apply a new charge when the rule starts in April 2027. Cash sitting inside stocks and shares ISAs will incur a 22% tax on any interest earned. The measure focuses on savers who keep cash in these tax‑free accounts. It intends to stop the practice of using ISAs to shelter interest without capital risk. Existing cash balances will be subject to the charge from the start date. The change will hit new and existing accounts alike.

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