Compare 30-Year Mortgage Rates Today | Bankrate
Find and compare 30-year mortgage rates and choose your preferred lender. Check rates today to learn more about the latest 30-year mortgage rates.
www.bankrate.comHere’s the latest snapshot of 30-year fixed mortgage rates from reputable sources:
- Bankrate (national average): about 6.45%–6.52% APR range as of early May 2026. This reflects typical widely quoted market averages and can vary by lender and borrower factors.[2]
- The Mortgage Reports (daily survey): around 6.47%–6.53% for conventional 30-year fixed as of May 2026, with FHA/VA variants often lower or higher depending on program.[4]
- NerdWallet (weekly snapshot): Freddie Mac-style averages around mid-6% territory in early May 2026.[10]
- Individual lenders often show rates in the 6.0%–6.9% range depending on credit, down payment, and location; example listings show current rates around 6.2%–6.6% for a standard conventional 30-year loan.[5][8]
Notes to consider:
- Your actual rate depends on credit score, loan-to-value ratio, down payment, loan type (conventional, FHA, VA), and points paid at closing.[4]
- The national averages move with market conditions and economic news; always compare multiple lenders to find your best fit.[6][10]
- In Grapevine, TX, local pricing can differ slightly from national averages due to regional factors and property prices.[2]
If you’d like, I can tailor a quick rate comparison using your specifics (purchase price, down payment, credit score, loan type) and your ZIP code to estimate personalized quotes. Please share those details if you’d like a focused estimate.
Citations:
- Bankrate average: Bankrate mortgage rates page (May 2026)[2]
- Mortgage Reports current rates: Today’s 30-Year Mortgage Rates (May 2026)[4]
- NerdWallet current rates: Current Mortgage Rates (May 2026)[10]
- General guidance on rate determinants: The Mortgage Reports and NerdWallet guidance pages[10][4]